Coast Guard Benevolent Association

The Primary aim/objective of the Association is to render financial assistance and provide relief to serving as well as released/ retired Coast Guard personnel and their families from hardship/ distress.

The Director General Indian Coast Guard is the President of the Council which administers the affairs of the Association. The management is vested in the CGBA Council constituted as follows :

The prescribed application form completed in all respects duly recommended by the Commanding Officer/Officer-in-Charges/HOD along with requisite supporting document(s) is to be forwarded to the Secretary CGBA, Coast Guard Headquarters, National Stadium Complex, New Delhi – 110 001.

The rates of contributions are as under: -

Deputation.
Individual proceeding on deputation within India / abroad will be is himself / herself responsible to ensure continuity of his / her contributions remain eligible for the benefits of association. Members may either send monthly / quarterly demand drafts in favour of CGBA or may deposit full amount for the duration of deputation in advance. Failing which amount will be recovered with interest on reversion to Indian Coast Guard. Director (Personnel) / Officer-in-Charge BUVIK shall intimate PCDA (N),CG Section for deduction of amount under intimation to Secretary, CGBA for officers and enrolled persons respectively on reversion of deputations.

The recovery of contributions will commence from the pay of Officers / Enrolled persons from the following month they join the service. The recoveries will be made by PCDA(N) CG Section, Mumbai through the pay accounts of the serving members and remitted to the Secretary, CGBA. Serving personnel are to have a minimum of 5 years membership to be eligible for assistance.

Commanding officers are to forward duly scrutinised application to the Secretary, Coast Guard Benevolent Association directly. Applications regarding special medical treatment and house repair (DND) are to be forwarded through Administrative Authority. Applications in respect of Commanding Officers are also to be forwarded through Administrative Authority. While forwarding applications, Administrative Authority are to ensure that the applicant’s request is genuine and he is in a position to repay the loan two months prior to release / retirement.

Normally a new loan will not be granted, irrespective of the purpose until and unless the loan sanctioned earlier has been liquidated completely.
However, if a case of sudden or unforeseen distress is established and full details are furnished with the application the new loan can be sanctioned on approval of Relief and finance committee. The maximum number of loans that may be granted during the entire service span of an individual shall not exceed the limit of five loans.

In the case of an individual who has a loan outstanding at the time of his appointment or deputation abroad, central / state government and public sector undertakings, CG Section PCDA(N), Mumbai is to notify the balance of the loan including interest thereon, if any, to the ship/unit of the individual. It will be the responsibility of the individual concerned to deposit the outstanding balance of CGBA loan with interest, if any, in lump sum with the Secretary, CGBA through a Demand Draft drawn in favour of Coast Guard Benevolent Association prior to deputation.

In the event of an individual being discharge/dismissed from service for reason(s) whatsoever, the CG Pay Section is to recover the balance of loan in one lump sum from the amount due to the individual from his pay account and retirement / terminal benefits or the individual may make DD in favour of CGBA and forward the same to CGHQ.